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Cards - Checkout Transparente - Mercado Pago Developers
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Check the first steps

Cards

This payment method will add Transparent Checkout, the payment method that will allow you to accept payments with credit and debit cards through Mercado Pago, without the need for the customer to leave the store.

Set up the payment method

  1. To activate Checkout, go to the settings in the WooCommerce panel (WooCommerce > Mercado Pago).
  2. Click on 3. Activate and configure payment methods.
  3. In the "Credit and debit card" option, click on Configure.

Active and configure

  1. The "Activate checkout" option allows you to enable or disable the Checkout on your store. To activate, click on the sliding button.
  2. In the Title on store checkout field, enter the name by which this payment method will be identified in the store. For example, you can call it Credit or debit card.

Active and title

  1. In the notice about fees and installment, click on the Configure fees button to be directed to your Mercado Pago account. There, you can set installment fees and determine if they will be charged to the store or the buyer.

Fees

  1. The Convert currency option allows the value of the currency set in WooCommerce to be compatible with the currency you use in Mercado Pago. To activate it, click on the sliding button.
  2. Purchases with saved cards or balance in Mercado Pago is a feature for those who have saved cards or balance in their Mercado Pago account, allowing them to purchase without the need to fill in details. This option will display a special button in your account and direct customers to the Mercado Pago checkout to complete the transaction. If you want to offer it, activate it with the sliding button.

Convert and MP account

To save the changes in the settings, click on the Finish setup button.

Advanced settings

It's possible to customize options in the advanced settings section of the payment method, providing a more customized experience in the store. To access these options, click on the Advanced settings title, and the options described below will be displayed:

  • Automatic rejection of payments without instant approval: Activate this option to automatically reject payments that are not instantly approved. To activate, click on the sliding button. Keep in mind that we've already ensured security in your high-risk transactions with 3DS (3-Domain Secure), offering benefits such as higher approval rates and lower fraud risk.
  • Discounts on Mercado Pago checkouts: Enter a percentage discount value for customers paying with this payment method. To activate it, enter a discount percentage and check the option "Activate and show this information on the Mercado Pago checkout".
  • Commission on Mercado Pago checkouts: Enter an additional percentage value that you want to charge as a commission to customers choosing this payment method. To activate it, enter a discount percentage and check the option "Activate and show this information on the Mercado Pago checkout".

Advanced settings

To save the changes in the settings, click on the Finish setup button.